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METZGER v. AUTO-OWNERS INS. CO.

2018-SC-0070-DG.

607 S.W.3d 695 (2020)

Diana METZGER and Gary Metzger, Appellants v. AUTO-OWNERS INSURANCE COMPANY and Owners Insurance Company, Appellees.

Supreme Court of Kentucky.

September 24, 2020.

Attorney(s) appearing for the Case

COUNSEL FOR APPELLANTS: Kevin Crosby Burke , Louisville, Burke Neal PLLC, Kevin B. Sciantarelli , Louisville, Sciantarelli Law Firm, Jamie Kristin Neal , Burke Neal PLLC.

COUNSEL FOR APPELLEES: Catherine Marie Cundiff Sewell , Sewell & Neal, PLLC, Louisville, Peter J. Sewell , Sewell & Neal, PLLC, Louisville, Thomas Nathan Peters , Louisville, KY.

I. BACKGROUND

Appellants, Diana Metzger and her husband Gary, are members of a pet and feed supply store limited liability company (Metzger's Country Store, LLC) along with Gary's brother and sister. The LLC bought a commercial automobile insurance policy from Appellee, Auto-Owners Insurance Company...

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