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STATE FARM MUT. AUTO. INS. CO. v. RIGGS

2013-SC-000555-DG.

484 S.W.3d 724 (2016)

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellant v. Lonnie Dale RIGGS, Appellee.

Supreme Court of Kentucky.

Rendered: March 17, 2016.

Attorney(s) appearing for the Case

Counsel for Appellant: David T. Klapheke , Boehl Stopher & Graves, LLP.

Counsel for Appellee: Timothy R. McCarthy , Nutt Law Office.

Counsel for Amicus Curiae, Kentucky Justice Association: Kevin Crosby Burke .

Counsel for Amici Curiae, Insurance Institute of Kentucky, National Association of Mutual Insurance Companies, and Kentucky Defense Counsel: Thomas Frederick Glassman , David V. Kramer .

OPINION OF THE COURT BY CHIEF JUSTICE MINTON

Following an automobile accident, Lonnie Dale Riggs sued the adverse driver for negligence, but settled the claim for the adverse driver's automobile-liability-insurance policy limits. Before dismissing the suit, Riggs asserted a claim against his own automobile liability insurer, State Farm Mutual Automobile Insurance Company, for underinsured motorist benefits (UIM). Riggs filed his UIM claim three years to the day...

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