NICKELL, Judge:
Brian Williams appeals from a Jefferson Circuit Court opinion and order granting summary judgment to Chase Bank USA, N.A., on its debt collection action and Williams's counterclaim.
On January 6, 2010, Chase Bank filed a complaint against Williams, alleging that he had defaulted on payments owing on a credit card, a Mastercard, issued to him by the bank. According to the complaint, the amount due and owing at that time was $22,044.55.
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