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FRANKLIN v. SAFE AUTO INS. CO.

Nos. 2008-CA-000615-MR, 2008-CA-000699-MR.

290 S.W.3d 69 (2009)

Malinda FRANKLIN, Charles Franklin and Jeffrey Howell, Appellants, v. SAFE AUTO INSURANCE COMPANY, Appellee. and Nationwide Property and Casualty Insurance Company, Appellant, v. Safe Auto Insurance Company and Charles Franklin, Appellees.

Court of Appeals of Kentucky.

May 1, 2009.

Attorney(s) appearing for the Case

John M. Doyle, Louisville, KY, for appellants Malinda Franklin, Charles Franklin and Jeffrey Howell.

Robert E. Barnett, Louisville, KY, for appellant Nationwide Property and Casualty Insurance Company.

David W. Zahniser, Cincinnati, OH, for appellee.

Before DIXON, KELLER, and WINE, Judges.

OPINION

WINE, Judge.

Malinda and Charles Franklin ("the Franklins") and Nationwide Property and Casualty Insurance Company ("Nationwide") appeal from a summary judgment in favor of Safe Auto Insurance Company ("Safe Auto"). The trial court found that the Franklins were not the owners of a vehicle at the time it was involved in an accident, and therefore it was not a covered vehicle under the Franklins' policy with Safe Auto. We agree with the Franklins...

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