McANANY, J.
On July 13, 2005, Genevie Gold, Sharon Wright, and Rachel Kannaday were passengers in Stephanie Hoyt's automobile when it collided with a truck on the Kansas Turnpike. Hoyt was killed, and her three passengers were severely injured.
Hoyt was insured by GEICO Indemnity Insurance Company with liability limits for bodily injury of $25,000 per person and $50,000 per accident. GEICO settled with Gold for $25,000. GEICO offered to settle with Wright...
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