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CHISM v. PROTECTIVE LIFE INS. CO.

No. 99,291.

195 P.3d 776 (2008)

Karen CHISM, Appellant, v. PROTECTIVE LIFE INSURANCE CO. and Quality Motors of Independence, Inc., Appellees.

Court of Appeals of Kansas.

October 24, 2008.

Attorney(s) appearing for the Case

W.J. Fitzpatrick, of Independence, for appellant.

Rhonda K. Mason and W. James Foland, of Foland, Wickens, Eisfelder, Roper & Hofer, P.C., of Kansas City, Missouri, for appellee Quality Motors of Independence, Inc.

James P. Rankin and Stephen M. Kerwick, of Foulston Siefkin LLP, of Topeka, for appellee Protective Life Insurance Company.

Before McANANY, P.J., BUSER and LEBEN, JJ.

McANANY, J.

In June 2005 Steve and Karen Chism purchased a new vehicle from Quality Motors of Independence, Inc. As a part of the transaction, the dealership's business manager, Dennis Urban, offered to sell them a Protective Life Insurance, Co., credit life insurance policy that would pay off their car loan if either of them died. In her appellate brief, Karen characterizes Quality Motors as an authorized agent for Protective.

Steve had been diagnosed with...

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