Pyle, Judge.
Statement of the Case
[1] Brena Berardicelli ("Berardicelli"), on behalf of her three-year-old son ("J.B."), filed a complaint for damages, alleging that Travis Shroyer ("Shroyer") caused injuries to J.B. by negligently operating a skid loader on his premises. Shroyer's homeowner's insurance company, Auto-Owners Insurance...
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