VAIDIK, Chief Judge.
Case Summary
Auto Liquidation Center (ALC), whose owner is Majid "Mike" Zojaji, repossessed a Dodge Charger that it sold on credit to Jorge Chiqui Chaca. Initially the car was repossessed because Zojaji erroneously believed that Jorge was behind in payments. After Jorge proved he was current in his payments, Zojaji...
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