OPINION
BRADFORD, Judge.
CASE SUMMARY
In the fall of 2008, Appellant-Plaintiff Tom Seeber owned a commercial building located on North College Avenue in Bloomington (the "Building"). The Building was leased to Harry and Karen Kidwell, who operated Delilah's Pet Shop. On November 3, 2008, the Building was destroyed by fire and determined to be a total loss. At the time of the fire, Seeber had an insurance policy for the Building that was issued...
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