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DREADED, INC. v. ST. PAUL GUARDIAN INS. CO.

No. 49S02-0805-CV-244.

904 N.E.2d 1267 (2009)

DREADED, INC., Appellant (Plaintiff), v. ST. PAUL GUARDIAN INSURANCE CO., St. Paul Protective Insurance Co., and St. Paul Fire and Marine Insurance Co., Appellees (Defendants).

Supreme Court of Indiana.

April 28, 2009.

Attorney(s) appearing for the Case

George M. Plews, Brett E. Nelson, Jonathan P. Emenhiser, Plews Shadley Racher & Braun LLP, Indianapolis, IN, Attorneys for Appellant.

Mary K. Reeder, Riley Bennett & Egloff, LLP, Richard A. Rocap, Rocap Witchger LLP, Indianapolis, IN, Jeffrey C. Gerish, Kenneth C. Newa, David A. Dworetsky, Plunkett & Cooney, P.C., Bloomfield Hills, MI, Attorneys for Appellees.

Philip B. McKiernan, Joseph M. Hendel, Steven W. Krohne, Indianapolis, IN, for Amici Curiae Complex Ins. Claims Litig. Ass'n.

Karl L. Mulvaney, Barry C. Cope, Barbara A. Jones, Indianapolis, IN, for Amici Curiae Insurance Institute of Indiana.

Charles P. Edwards, John P. Fischer, Christian P. Jones, Indianapolis, IN, Attorneys for Amici Curiae Nat'l Solid Wastes Mgmt Assoc., and Ind. Petrol. Marketers Assoc.

On Transfer from the Indiana Court of Appeals, No. 49A02-0701-CV-78.

DICKSON, Justice.

Facing an environmental damage claim, the appellant, Dreaded, Inc., waited over three years to notify its insurer, the defendants-appellees (collectively referred to as "St. Paul"), and now seeks reimbursement for defense costs and expenses incurred during the pre-notice period. We affirm the trial court's grant of St. Paul's motion for summary judgment and hold that,...

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