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WELLS FARGO BANK, N.A. v. NGUYEN

Appeal No. 3-23-0253.

2024 IL App (3d) 230253

WELLS FARGO BANK, N.A., Plaintiff, v. SANDY S. NGUYEN; PAUL P. NGUYEN; STATE FARM BANK, FSB; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for Corinthian Mortgage Corp., d/b/a Southbanc Mortgage; FIA CARD SERVICES, N.A., f/k/a Bank of America, N.A., (USA); CHASE BANK USA, N.A., f/k/a Chase Manhattan Bank USA, N.A., f/k/a Bank One Delaware, N.A.; UNKNOWN HEIRS AND LEGATEES OF SANDY S. NGUYEN, IF ANY; UNKNOWN HEIRS AND LEGATEES OF PAUL P. NGUYEN, IF ANY; and UNKNOWN OWNERS AND NONRECORD CLAIMANTS, Defendants, (Samuel Sweet, in His Official Capacity as Chapter 7 Trustee of the Bankruptcy Estate of Sandy S. Nguyen and Paul P. Nguyen, Petitioner-Appellant; Wells Fargo Bank, N.A., Respondent-Appellee).

Appellate Court of Illinois, Third District.

Opinion filed April 10, 2024.

Attorney(s) appearing for the Case

Adam Goodman , of Goodman Tovrov Hardy & Johnson, LLC, of Chicago, for appellant.

Lucia Nale , Michael H. Bornhorst , and Clare E. Myers , of Mayer Brown LLP, of Chicago, for appellee.

Justices Hettel and Albrecht concurred in the judgment and opinion.

OPINION

¶ 1 Sandy and Paul Nguyen (debtors) were the mortgagors on a residential mortgage for the property located at 52 Jacobsen Avenue, Glendale Heights, Illinois. Wells Fargo Bank (Wells Fargo) was the mortgagee. In 2009, after the debtors failed to make timely...

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