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GALARZA v. DIRECT AUTO INS. CO.

Nos. 1-21-1595 & 1-22-0281 (cons.).

209 N.E.3d 409 (2022)

463 Ill.Dec. 291

2022 IL App (1st) 211595

Carmen GALARZA, Plaintiff-Appellee, v. DIRECT AUTO INSURANCE COMPANY, Defendant-Appellant. Direct Auto Insurance Company, Plaintiff-Appellee, v. Fredy Guiracocha and Cristopher Guiracocha, a minor by next best friend Fredy Guiracocha, Defendants-Appellants.

Appellate Court of Illinois, First District, THIRD DIVISION.

Filed September 30, 2022.

Attorney(s) appearing for the Case

Samuel A. Shelist , of Shelist & Peña, of Chicago, for Direct Auto Insurance Company.

Lawrence Disparti and Jonel Metaj , of Disparti Law Group, P.A., of Chicago, for Fredy Guiracocha and Cristopher Guiracocha.

Matthew Friedman and Howard H. Ankin , of Ankin Law Office LLC, of Chicago, for Carmen Galarza.

OPINION

¶ 1 These two consolidated appeals involve a single issue: whether a provision in an automobile insurance policy that limits uninsured motorist coverage to insureds occupying an "insured automobile" violates section 143a of the Illinois Insurance Code (Insurance...

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