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SPROULL v. STATE FARM FIRE AND CASUALTY CO.

(Docket No. 126446).

184 N.E.3d 203 (2021)

2021 IL 126446

Jarret SPROULL, Appellee, v. STATE FARM FIRE AND CASUALTY COMPANY, Appellant.

Supreme Court of Illinois.

Opinion filed September 23, 2021.

Attorney(s) appearing for the Case

Joseph A. Cancila Jr. and Jacob L. Kahn , of Riley Safer Holmes & Cancila LLP, of Chicago, and Patrick Cloud , Craig Unrath , and Ann C. Barron , of Heyl Royster Voelker & Allen, PC, of Edwardsville, for appellant.

Christopher W. Byron and Christopher J. Petri , of Byron Carlson Petri & Kalb, LLC, of Edwardsville, T. Joseph Snodgrass , of Larson King, LLP, of St. Paul, Minnesota, and David T. Butsch and Christopher E. Roberts , of Butsch Roberts & Associates LLC, of Clayton, Missouri, for appellee.

Michael R. Enright , of Robinson & Cole LLP, of Hartford, Connecticut, for amici curiae American Property Casualty Insurance Association et al.

Edward Eshoo Jr. , of Merlin Law Group, of Chicago, for amicus curiae United Policyholders.

OPINION

¶ 1 At issue is whether an insurer may depreciate labor costs in determining the "actual cash value" (ACV) of a covered loss when a homeowner's policy does not define that term. Plaintiff Jarret Sproull filed a putative class action against defendant...

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