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CITIMORTGAGE, INC. v. HOEFT

No. 1-15-0459.

39 N.E.3d 240 (2015)

395 Ill. Dec. 773

2015 IL App (1st) 150459

CITIMORTGAGE, INC., as Successor by Merger to ABN AMRO Mortgage Group, Inc., Plaintiff-Appellee, v. Robert R. HOEFT and Cindy F. Hoeft, Defendants-Appellants (Bank of America, N.A., Successor by Merger to LaSalle Bank, N.A., Target National Bank, Unknown Owners and Nonrecord Claimants, Defendants).

Appellate Court of Illinois, First District, First Division.

August 17, 2015.

Attorney(s) appearing for the Case

Charles Aaron Silverman , Chicago, for appellants.

Codilis & Associates, Chicago ( Louis J. Manetti, Jr. , of counsel), for appellee.

OPINION

¶ 1 Virtually every residential mortgage contains an "acceleration clause" requiring the lender to send the borrowers a notice (an "acceleration letter") before suing them to foreclose the mortgage. Typically, the mortgage provides that the acceleration...

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