OPINION
Justice GORDON delivered the judgment of the court, with opinion.
¶ 1 This is a case of first impression.
¶ 2 On January 24, 2011, BAC Home Loans Servicing, LP, f/k/a Countrywide Home Loans Servicing, LP (BAC), brought this mortgage foreclosure action against defendants Olufemi A. Adeyiga (Olufemi) and Bola E...
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