OPINION
Justice COOK delivered the judgment of the court, with opinion.
¶ 1 On September 12, 2005, codefendant Shannon Dennis, a minor, was convicted of criminal damage to property for recklessly setting fire to the Central Supply Company in Bloomington, Illinois. 720 ILCS 5/21-1(1)(b) (West 2004). At the time of the incident, Shannon was insured under a
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