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KLECAN v. COUNTRYWIDE HOME LOANS, INC.

No. 3-10-0084.

951 N.E.2d 1212 (2011)

351 Ill. Dec. 548

Jeffery S. KLECAN and Karen D. Klecan, Plaintiffs-Appellants, v. COUNTRYWIDE HOME LOANS, INC., and Landsafe Flood Determination, Inc., Defendants-Appellees.

Appellate Court of Illinois, Third District.

June 29, 2011.

Attorney(s) appearing for the Case

Frank J. Simutis, Frank J. Simutis , P.C., Watseka, for Jeffery S. Klecan.

Derek S. Holland , Steven R. Smith , Bryan Cave LLP, Chicago, for Country-wide Home Loans, Inc.

OPINION

Justice HOLDRIDGE delivered the judgment of the court with opinion.

¶ 1 The home of the plaintiffs, Jeffrey and Karen Klecan, was damaged by widespread flooding in 2008. When the Klecans turned to their lender, Countrywide Home Loans, Inc. (Countrywide), for coverage, they learned that Countrywide did not require them to purchase flood insurance. The Klecans sued Countrywide and its subsidiary flood determiner, Landsafe Flood Determination,...

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