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FARMERS AUTO. INS. ASS'N v. DANNER

No. 4-08-0905.

924 N.E.2d 1053 (2009)

394 Ill. App.3d 403

FARMERS AUTOMOBILE INSURANCE ASSOCIATION, Plaintiff-Appellant, v. Michael C. DANNER and Tracy Watson, Defendants-Appellees, and David D. Winkler, Defendant.

Appellate Court of Illinois, Fourth District.

September 3, 2009.

Justice MYERSCOUGH delivered the opinion of the court:

Plaintiff, Farmers Automobile Insurance Association (Farmers), appeals the trial court's order finding Farmers had a duty to defend defendants, Michael C. Danner and Tracy Watson, in a lawsuit filed by defendant David D. Winkler. We reverse and remand.

I. BACKGROUND

A. The Declaratory-Judgment Action

In December 2007, Farmers filed a complaint...

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