BURDICK, Chief Justice.
William Shapley appeals the Canyon County district court's dismissal of his breach of contract and negligence claims against Centurion Life Insurance Company ("Centurion") and Wells Fargo Financial ("Wells Fargo"). William Shapley and his wife Barbara Shapley applied for credit life insurance with Centurion on the same day they closed on a loan with Wells Fargo. Before Centurion approved their application, Mrs. Shapley passed away. After Centurion...
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