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CITIBANK (SOUTH DAKOTA), N.A. v. CARROLL

No. 35053.

220 P.3d 1073 (2009)

CITIBANK (SOUTH DAKOTA), N.A., Plaintiff-Respondent, v. Miriam G. CARROLL, Defendant-Appellant.

Supreme Court of Idaho, Boise, November 2009 Term.

November 25, 2009.

Attorney(s) appearing for the Case

Miriam G. Carroll, Kamiah, appellant pro se.

Stroock & Stroock & Lavan LLP, Los Angeles, California, and Hawley Troxell Ennis & Hawley LLP, Boise, for respondent. Sheila R. Schwager argued.

J. JONES, Justice.

This is an appeal from the district court's grant of summary judgment against Miriam Carroll in Citibank (South Dakota), N.A.'s collection action. We affirm.

I.

Factual and Procedural Summary

Carroll requested and received a credit card from Citibank in 1999, and she regularly used the card until December 2004. Carroll had a zero balance on her account as of September 9, 2003. However, between December 22, 2003, and February...

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