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RATH v. ARCH INSURANCE COMPANY

No. 23-0157.

KEITH RATH and DENNIS FALTIS, Plaintiffs-Appellants, v. ARCH INSURANCE COMPANY, Defendant-Appellee.

Court of Appeals of Iowa.

Filed April 10, 2024.

Attorney(s) appearing for the Case

Claire M. Diallo and James C. Larew of Larew Law Office, Iowa City, for appellants.

Mollie Pawlosky of Dickinson, Mackaman, Tyler & Hagen, P.C., Des Moines, for appellee.

*Senior judge assigned by order pursuant to Iowa Code section 602.9206 (2024).

Keith Rath has a dispute with the insurer of his home—Arch Insurance Company—over coverage for damage from the derecho that hit Cedar Rapids in 2020. But Rath did not contract directly with Arch for its insurance coverage. Rather, the bank holding a security interest in his home contracted with Arch to obtain a force...

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