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ROBINSON v. ALLIED PROPERTY AND CAS. INS.

No. 10-1721.

816 N.W.2d 398 (2012)

Karen ROBINSON, Appellant, v. ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Appellee.

Supreme Court of Iowa.

June 29, 2012.

Attorney(s) appearing for the Case

Randall J. Shanks of Shanks Law Firm, Council Bluffs, for appellant.

Joseph D. Thornton and Marvin O. Kieckhafer of Smith Peterson Law Firm, LLP, Council Bluffs, for appellee.

WATERMAN, Justice.

In this appeal, we must decide whether to judicially invalidate an insurance contract requirement that the insured file her lawsuit for underinsured motorist coverage (UIM) within two years of her auto accident. Plaintiff Karen Robinson argues the deadline is unenforceable because, although she was still experiencing pain two years after the accident, only later did she discover the full extent of her injuries and realize her claim exceeded the...

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