OPINION OF THE COURT BY RECKTENWALD, C.J.
In 2006, Daniel Kaleoaloha Kanahele (Daniel) and his brother, Marcus C. Kanahele (Marcus), co-signed a mortgage on their property in order to obtain a $625,000 loan. While both brothers executed the mortgage, Daniel was the promissory note's (Note) sole signatory. Daniel defaulted on the loan in 2008, and...
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