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WESTERN SKY FINANCIAL, LLC v. STATE

S16A1011 S16X1012.

793 S.E.2d 357 (2016)

WESTERN SKY FINANCIAL, LLC et al. v. STATE of Georgia, EX REL., Samuel S. OLENS, Attorney General State of Georgia, ex rel., Samuel S. Olens, Attorney General v. Western Sky Financial, LLC.

Supreme Court of Georgia.

Decided: October 31, 2016.

Attorney(s) appearing for the Case

R. Lawrence Ashe Jr. , Nancy Haynes Baughan , Parker Hudson Rainer & Dobbs, LLP, 1500 Marquis Two Tower 285 Peachtree, Center Avenue, Atlanta, Georgia 30303, William James Holley II , Scott Eric Zweigel , Parker, Hudson, Rainer & Dobbs LLP, 303 Peachtree Street, NE Suite 3600, Atlanta, Georgia 30308, Joseph L. Barloon , Austin K. Brown , Jennifer Z. Gindin , Clifford M. Soan , Skadden, Arps, Slate, Meagher & Flom, LLP, 1440 New York Avenue, NW, Washington, DC 20005, Thomas J. Nolan , Skadden, Arps, Slate, Meagher & Flom LLP, 300 South Grand Avenue Suite 3400, Los Angeles, California 90071, for Appellant in Sl6A1011.

Isaac Byrd , Deputy Attorney General, Samuel S. Olens , Charlene R. Swartz , Daniel S. Walsh , A.A.G., Monica Sullivan , Timothy Allen Butler , Department of Law, 40 Capitol Square, SW, Atlanta, Georgia 30334, Andrew Donald Chesser , Department of Law, Consumer Protection Unit 2, Martin Luther King, Jr. Drive, Suite 356, Atlanta, Georgia 30334, for Appellee in S16A1011.

Isaac Byrd , Deputy Attorney General, Samuel S. Olens , Charlene R. Swartz , Daniel S. Walsh , A.A.G., Monica Sullivan , Timothy Allen Butler , Department of Law, 40 Capitol Square, SW, Atlanta, Georgia 30334, Thomas J. Nolan , Skadden, Arps, Slate, Meagher & Flom LLP, 300 South Grand Avenue Suite 3400, Los Angeles, California 90071, Clifford M. Soan , Skadden, Arps, Slate, Meagher & Flom LLP, 1440 New York Avenue, NW, Washington, DC 20005, Andrew Donald Chesser , Department of Law, Consumer Protection Unit 2, Martin Luther King, Jr. Drive, Suite 356, Atlanta, Georgia 30334, for Appellant in S16X1012.

R. Lawrence Ashe Jr. , Nancy Haynes Baughan , Parker, Hudson, Rainer & Dobbs, LLP, 1500 Marquis Two Tower 285, Peachtree Center Avenue, N.E., Atlanta, Georgia 30303, William James Holley II , Scott Eric Zweigel , Parker, Hudson, Rainer & Dobbs LLP, 303 Peachtree Street, NE Suite 3600, Atlanta, Georgia 30308, Jennifer Z. Gindin , Austin K. Brown , Joseph L. Barloon , Skadden, Arps, Slate, Meagher & Flom, LLP, 1440 New York Avenue, NW, Washington, DC 20005, for Appellee in S16X1012.

These cases involve the scope of the State's authority to regulate so-called "payday loans" pursuant to OCGA § 16-17-1 et seq., which has come to be known as the Payday Lending Act. Pursuant to OCGA § 16-17-4 (b), the State of Georgia, acting through the Attorney General ("State") filed a complaint in Fulton County Superior...

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