BERNES, Judge.
In this foreclosure action, Eunice Banks ("Banks") appeals from the trial court's grant of summary judgment to the estate of Ed P. Echols by and through its executors, N.G. Echols and N.P. Echols (collectively, "Echols"). The trial court's order granting summary judgment in favor of Echols was based upon Echols having obtained a default judgment against Jimmy Banks, Banks's former husband
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