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PENSACOLA BEACH v. AMERICAN FIDELITY

Nos. 1D17-2741, 1D17-2914, 1D17-4751 Nos. 1D17-4132, 1D18-0907.

294 So.3d 976 (2020)

PENSACOLA BEACH, L.L.C., Pensacola Beach, Inc., and David A. Brannen, Appellants, v. AMERICAN FIDELITY LIFE INSURANCE COMPANY, Santa Rosa Island Authority, and Michael J. Stebbins, Appellees. Pensacola Beach, Inc. and Pensacola Beach, L.L.C., Appellants, v. Via De Luna Corporation, American Fidelity Life Insurance Company, and Santa Rosa Island Authority, Appellees.

District Court of Appeal of Florida, First District.

Rehearing Denied May 20, 2020.

Attorney(s) appearing for the Case

Robert O. Beasley , Phillip A. Pugh , and DeWitt D. Clark , of Litvak, Beasley, Wilson & Ball, LLP, Pensacola; Jessica L. Scholl and W. David Jester , of Galloway, Johnson, Tompkins, Burr & Smith, Pensacola, for Appellants Pensacola Beach, Inc., Pensacola Beach, LLC, and David Brannen.

Linda A. Hoffman , Brian W. Hoffman , and Robert S. Rushing , of Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux, LLC, Pensacola, for Appellee American Fidelity Life Insurance Company.

Michael J. Stebbins of Michael J. Stebbins, P.L., Pensacola, for Appellee Santa Rosa Island Authority.

Matt E. Dannheisser of Matt E. Dannheisser, P.A., Pensacola, for Appellee Michael J. Stebbins.

These consolidated appeals involve a complex array of parties, proceedings, and issues arising from a commercial real estate mortgage default and foreclosure. The primary issues involve Appellants' attempts to redeem the property. After considering all arguments raised, we affirm for the reasons set forth below. We begin by setting forth...

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