EADDY v. BANK OF AMERICA, N.A.

No. 2D15-630.

197 So.3d 1278 (2016)

Ruth Ann EADDY, Appellant, v. BANK OF AMERICA, N.A. Sucessor by Merger to Bac Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP; Amy E. Skelton; Unknown Spouse of Amy E. Skelton If Any; Any and All Unknown Parties Claiming by Through, Under, and Against The Herein Named Individual Defendant(S) Who are not Known to be Dead or Alive, Whether Said Unknown Parties may Claim an Interest as Spouses, Heirs, Devisees, Grantees or Other Claimants; Home Loan Center Inc. d/b/a Lendingtree Loans; John Doe and Jane Doe as Unknown Tenants Possession, Appellees.

District Court of Appeal of Florida, Second District.

August 26, 2016.


Attorney(s) appearing for the Case

Roberta G. Mandel of Mandel Law Group, Miami, for Appellant.

Brian Bush of Frenkel Lambert Weiss Weisman & Gordon, LLP, Fort Lauderdale, for Appellee Bank of America, N.A.

No appearance for remaining Appellees.


Ruth Ann Eaddy appeals a final judgment of mortgage foreclosure entered against her and in favor of Bank of America, N.A. after a bench trial. Because Bank of America failed to prove it had standing to foreclose at the inception of the case, we reverse.

In November 2003, Amy Skelton executed a promissory note and mortgage...

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