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MURRAY v. HSBC BANK USA

No. 4D13-4316.

157 So.3d 355 (2015)

Donna MURRAY and Marc Murray, Appellants, v. HSBC BANK USA, National Association as Trustee for Ace Securities Corp Home Equity Loan Trust, Series 2006-OP1 Asset Backed Pass Through Certificates, Appellee.

District Court of Appeal of Florida, Fourth District.

Rehearing En Banc Denied March 10, 2015.

Attorney(s) appearing for the Case

Kunal A. Mirchandani and Joann M. Hennessey of Civil Justice Advocates, PL, Fort Lauderdale, for appellants.

Khari E. Taustin , Jeremy W. Harris , Masimba M. Mutamba , and Angela Barbosa Wilborn of Morris, Laing, Evans, Brock & Kennedy CHTD., West Palm Beach, for appellee.

In this foreclosure puzzle, one of the pieces is missing. The borrowers appeal a final judgment of foreclosure following a non-jury trial. They argue the bank failed to prove standing. We agree and reverse.

The borrowers and Option One Mortgage Corporation, a California corporation ("Option One California"), executed a mortgage and...

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