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CITIZENS PROPERTY INS. CORP. v. MUNOZ

No. 2D13-3899.

158 So.3d 671 (2014)

CITIZENS PROPERTY INSURANCE CORPORATION, Appellant, v. Hector MUNOZ and Alba Munoz, Appellees.

District Court of Appeal of Florida, Second District.

Rehearing Denied February 9, 2015.

Attorney(s) appearing for the Case

Kara Berard Rockenbach of Methe & Rockenbach, P.A., West Palm Beach, for Appellant.

Raymond T. Elligett, Jr. , and Amy S. Farrior of Buell & Elligett, P.A., Tampa; and Michael Laurato and Erin Dunnavant of Austin & Laurato, P.A., Tampa, for Appellees.

We affirm the decision below and write to address two issues: an insurance company's reliance on its engineer's report and the burden of proof in a suit involving an endorsement to an "all risks" insurance policy.

In December 2009, Hector and Alba Munoz noticed numerous cracks in the walls of their home. At the time, the...

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