PER CURIAM.
Appelle, Bank of New York Mellon, filed a complaint to foreclose on its mortgage executed by Appellant's Chandrakant Patel and Nayan Patel, on June 12, 2008. Appellants responded on July 7, 2008, asking for additional time because they were attempting to lower their payments. They made no denials and raised no defenses. Finally, on May 7, 2010, Appellee moved for summary judgment. The hearing was ultimately scheduled for December 14,
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