HANZMAN, MICHAEL, Associate Judge.
Appellant, Citizens Property Insurance Corporation ("Citizens"), appeals the trial court's final judgment confirming an appraisal award. Citizens claims that the final judgment improperly awarded the appellee damages for: (a) property excluded under its policies, and (b) amounts that should have been deducted from the award by application of defenses the trial court refused to consider. We agree in part and reverse.
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