CHEETHAM v. SOUTHERN OAK INS. CO.

No. 3D11-3277.

114 So.3d 257 (2013)

Melania CHEETHAM and Charlie Cheetham, Appellants, v. SOUTHERN OAK INSURANCE COMPANY, Appellee.

District Court of Appeal of Florida, Third District.

March 27, 2013.


Attorney(s) appearing for the Case

Alvarez, Carbonell, Feltman, Jimenez & Gomez, PL, and Paul B. Feltman , for appellants.

Russo Appellate Firm, P.A., and Elizabeth K. Russo and Susan S. Lerner ; Diaz Briscoe Medina, P.A., and Esperanza Diaz Briscoe , for appellee.

Before ROTHENBERG, EMAS, and LOGUE, JJ.


ROTHENBERG, J.

Melania and Charlie Cheetham (collectively, "the Cheethams") appeal from a final judgment entered in favor of their insurer, Southern Oak Insurance Company ("Southern Oak"), based on the trial court's finding that the Cheethams' claimed loss was specifically excluded under their policy. As we conclude the claimed loss does not fall within the exclusion, we reverse the final judgment and remand for further proceedings.

I. FACTS

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