GERBER, J.
The insureds appeal the circuit court's final summary judgment in favor of the insurer. The insureds primarily argue that their untimely pre-suit notice of the alleged loss and untimely pre-suit submission of a sworn proof of loss did not preclude them from recovery under the policy. We disagree. We conclude that the insureds' untimely pre-suit notice of the alleged loss and untimely pre-suit submission of a sworn proof of loss created a presumption of...
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