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CERTAIN INTERESTED UNDERWRITERS v. PITU

No. 3D11-2233.

95 So.3d 290 (2012)

CERTAIN INTERESTED UNDERWRITERS AT LLOYD'S LONDON Subscribing to Policy No. 328-2037, Appellant, v. PITU, INC., a foreign corporation, Appellee.

District Court of Appeal of Florida, Third District.

Rehearing Denied August 3, 2012.

Attorney(s) appearing for the Case

Phelps Dunbar , Bridget Remington , Vincent P. Beilman , Kimberly G. Jones and John Mullen , Tampa, for appellant.

Arnold R. Ginsberg , for appellee.

Before WELLS, C.J., and FERNANDEZ, J., and SCHWARTZ, Senior Judge.

WELLS, Chief Judge.

Certain Interested Underwriters at Lloyd's London Subscribing to Policy No. 328-2037 ("Lloyd's") appeals from a declaratory judgment awarding homeowner Pitu, Inc., $1,240,199.67, plus interest for water damage sustained following a water pipe rupture. Because the insurance policy at issue expressly limits recovery for such damage to $25,000, we reverse.

On May 29, 2009, Lloyd's issued an "all risk" homeowner's insurance policy to Pitu for...

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