HAZOURI, J.
Morris Staszower and Fern Lisa Conn, his wife, filed a complaint for negligence against Terrence Dunn, claiming personal injuries resulting from an automobile accident. In addition to Dunn, Staszower and Conn joined their uninsured/underinsured motorist (UIM) carrier, Allstate Insurance Company ("Allstate"), alleging that the injuries sustained exceeded Dunn's liability limits.
Prior to trial, Allstate offered two separate proposals for settlement...
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