JN AUTO COLLECTION v. U.S. SEC. INS. CO.

No. 3D09-3093.

59 So.3d 256 (2011)

JN AUTO COLLECTION, CORP., Appellant, v. U.S. SECURITY INSURANCE COMPANY, Appellee.

District Court of Appeal of Florida, Third District.

April 6, 2011.


Attorney(s) appearing for the Case

Lopez and Best , and Virginia M. Best , for appellant.

David B. Pakula , Pembroke Pines, for appellee.

Before GERSTEN, CORTIÑAS, and LAGOA, JJ.


GERSTEN, J.

JN Auto Collection, Corp. ("JN") appeals a directed verdict in favor of U.S. Security Insurance Company ("U.S."). We reverse.

JN is a used car dealer in the business of buying and selling repaired vehicles, some of which have state-issued certificates of destruction. For several years, U.S. sold general liability garage keepers insurance to JN. In May 2006, U.S. added an endorsement to its garage keepers insurance policies, which excluded coverage...

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