SALTER, J.
Maria Arvelo seeks a writ of certiorari to quash a circuit court appellate division order affirming a county court summary judgment against her. Her creditor, Park Finance of Broward, persuaded the trial court and appellate division that the repossession and sale of Ms. Arvelo's automobile—the events which fixed Park Finance's claim for a deficiency—marked the commencement of the applicable five-year
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