MEMORANDUM OPINION
DONALD C. NUGENT, United States District Judge.
This matter is before the Court on cross motions for Summary Judgment filed by Defendants Patricia Camilly and Wells Fargo Bank, N.A. ("Wells Fargo"). (ECF # 48, 83). Both motions have been fully briefed and are ready for disposition. (ECF # 94, 95, 97, 98).
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