MEMORANDUM DECISION AND ORDER
DALE A. KIMBALL, District Judge.
This matter is before the court on Plaintiff M.K.'s appeal of Defendant Visa Cigna Network POS Plan's denial of medical benefits under an employee benefits plan governed by the Employee Retirement Income Security Act of 1974 ("ERISA"), 29 U.S.C. §§ 1001 et seq. On September 10, 2014, the court held a hearing on the appeal. At the hearing, Plaintiff was represented by Lisa S....
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