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SWAIN v. WELLS FARGO BANK, N.A.

Case No. 3:13 CV 1727.

54 F.Supp.3d 850 (2014)

Ashley L. SWAIN, Individually and as a Representative of the Class, Plaintiff, v. WELLS FARGO BANK, N.A., et al., Defendants.

United States District Court, N.D. Ohio, Western Division.

September 18, 2014.

Attorney(s) appearing for the Case

David W. Zoll , James G. O'Brien , Pamela A. Borgess , Zoll, Kranz & Borgess, Toledo, OH, Stephen J. Fearon, Jr. , Squitieri & Fearon, New York, NY, for Plaintiff.

Adam A. Shajnfeld , Jan T. Chilton , Michael J. Steiner , Severson & Werson, San Francisco, CA, Jason P. Bichsel , Thompson Hine, Miamisburg, OH, Scott A. King , Thompson Hine, Cleveland, OH, for Defendants.

MEMORANDUM OPINION AND ORDER DISMISSING CLASS ACTION COMPLAINT

INTRODUCTION

This Court must decide whether mortgage language requiring minimum flood insurance, crafted by a federal agency and appearing in millions of contracts, bars a lender from demanding flood insurance coverage equal to...

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