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IN RE HSBC BANK, USA, N.A., DEBIT CARD OVERDRAFT

No. 13-MD-2451 ADS AKT.

14 F.Supp.3d 99 (2014)

In re HSBC BANK, USA, N.A., DEBIT CARD OVERDRAFT FEE LITIGATION.

United States District Court, E.D. New York.

Signed April 21, 2014.

Attorney(s) appearing for the Case

Cuneo, Gilbert & LaDuca LLP, Co-Interim Class Counsel, Washington, DC, by Jonathan W. Cuneo, Esq.   Sandra W. Cuneo, Esq. , of Counsel.

Cotchett Pitre & McCarthy, LLP Co-Interim Class Counsel, Burlingame, CA, by Nancy L. Fineman, Esq.   Aron K. Liang, Esq. , of Counsel.

Rigrodsky & Long, P.A., Co-Interim Class Counsel, Garden City, NY, by Seth Rigrodsky, Esq. , Timothy J. MacFall, Esq. , of Counsel.

Cohen Law Group, P.C., Co-Interim Class Counsel, New York, NY, by Brian S. Cohen, Esq. , Clifford J. Bond, Esq. , of Counsel.

Stroock & Stroock & Lavan LLP, New York, NY, for Defendants, by Joseph E. Strauss, Esq. , Julia B. Strickland, Esq. , Wesley M. Griffith, Esq. , Lisa M. Simonetti, Esq. , of Counsel.

Turk & Davidoff PLLC, Proposed Amici, New York, NY, by Adam S. Turk, Esq. , of Counsel.

Himmelstein Law Network, Proposed Amici, Emeryville, CA, by Barry Himmelstein, Esq. , of Counsel.

MEMORANDUM OF DECISION AND ORDER

SPATT, District Judge.

This litigation encompasses allegations relating to the imposition of overdraft charges on certain debit card transactions by HSBC Bank USA, N.A. ("HSBC"). Specifically, the Plaintiffs allege that HSBC provides debit cards and/or ATM cards to its checking account customers. If there are insufficient funds for a given debit card transaction, it is considered an "overdraft." HSBC may allow such transactions...

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