James HOOVER, individually and on behalf of all others similarly situated; Kimberly Hoover, individually and on behalf of all others similarly situated; David Mincel, individually and on behalf of all others similarly situated, Plaintiffs,
v.
HSBC MORTGAGE CORPORATION (USA); HSBC Bank USA, N.A.; Assurant, Inc.; American Security Insurance Company, Defendants.
United States District Court, N.D. New York.https://leagle.com/images/logo.png
Greenburg Traurig LLP, Cynthia E. Neidl, Esq. , of Counsel, Albany, NY, for Defendants, Assurant, Inc. and American Security Insurance Company.
United States District Court, N.D. New York.
MEMORANDUM—DECISION AND ORDER
MAE A. D'AGOSTINO, District Judge.
I. INTRODUCTION
On February 8, 2013, Plaintiffs commenced this putative class action alleging that Defendants engaged in a scheme to generate fees and income for themselves by requiring mortgagors to purchase flood insurance for amounts and time periods not required under their loan agreements and applicable law, and through improper...
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