MEMORANDUM OPINION
RUDOLPH CONTRERAS, District Judge.
I. INTRODUCTION
Debra Lee brings this action under the Employee Retirement Income Security Act of 1974 ("ERISA"), 29 U.S.C. § 1001 et seq., claiming that her insurance company — The Hartford Life and Accident Insurance Company — wrongfully denied her claim for disability benefits. In her motion for partial summary judgment, the
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