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WHITE v. FIA CARD SERVICES, N.A.

Civil Action No. 4:12cv00022.

494 B.R. 227 (2012)

Angela Denise WHITE, Appellant, v. FIA CARD SERVICES, N.A., CR Evergreen II, LLC, and East Bay Funding, LLC, Appellees, and Christopher T. Micale, Chapter 13 Trustee.

United States District Court, W.D. Virginia, Danville Division.

November 7, 2012.

Attorney(s) appearing for the Case

Herbert David Cox , Cox Law Group, PLLC, Lynchburg, VA, for Appellant.

Pamela Finn Logan , Roanoke, VA, for Appellee.

MEMORANDUM OPINION

GLEN E. CONRAD, Chief Judge.

In this bankruptcy appeal, the appellant asks the court to reverse the Bankruptcy Court's denial of her complaint seeking to avoid the secured judicial lien of one of her creditors under 11 U.S.C. § 506(d). For the reasons stated below, the Bankruptcy Court's opinion will be reversed.

I. Background

On April 11, 2011, Angela Denise White (the "Debtor" or...

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