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MONTANEZ v. HSBC MORTG. CORP. (USA)

Civil Action No. 2:11-cv-4074-JD.

876 F.Supp.2d 504 (2012)

LaQuenta MONTANEZ and Sergio Montanez, Individually and on Behalf of Themselves and Others Similarly Situated, Plaintiffs, v. HSBC MORTGAGE CORPORATION (USA) and HSBC Mortgage Services, Inc., Defendants.

United States District Court, E.D. Pennsylvania.

July 17, 2012.

Attorney(s) appearing for the Case

Joseph H. Heltzer ; Amanda Trask ; Brad E. Seidel ; Christopher R. Johnson ; Donna Siegel Moffa ; Edward W. Ciolko ; Jeffrey J. Angelovich ; Joseph A. Weeden ; Michael Angelovich ; Michelle A. Coccagna ; Terence S. Ziegler , for Appellant.

David R. Fine ; Brian M. Forbes ; Gregor N. Blase ; R. Bruce Allensworth ; for Appellee.

MEMORANDUM

DuBOIS, District Judge.

I. INTRODUCTION

This case arises from defendants HSBC Mortgage Corporation's ("HSBC Mortgage") and HSBC Mortgage Services, Inc.'s ("HSBC Services") practice of force-placing1 insurance policies on properties that secure mortgages they issued. Plaintiffs — borrowers on whose property defendants force-placed insurance — allege that the premiums on the force-placed...

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