MEMORANDUM AND ORDER
PAUL A. MAGNUSON, District Judge.
This matter is before the Court on Defendants' Motions to Dismiss these putative class actions. Because the Complaints are nearly identical, Defendants filed joint memoranda in support of their respective Motions, and Plaintiffs filed a joint response. For the reasons that follow, the Court grants the Motions.
BACKGROUND
Plaintiffs have automobile insurance policies with the four Defendant...
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