MEMORANDUM OPINION
VIRGINIA EMERSON HOPKINS, District Judge.
I. INTRODUCTION
Pending before the court are the following cross-motions for judgment on the merits: Plaintiff's Motion for Judgment on the Record with Submissions (doc. 8) (the "Plaintiff's Motion for Judgment"), and Defendant Standard Insurance Company's Motion for Summary Judgment (doc. 19) (the "Defendant's Motion for Summary Judgment"). The parties have fully briefed these...
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