OPINION
PHILIP M. PRO, District Judge.
Presently before the Court is Appellants Eric Mwangi and Pauline Mwicharo's appeal of the bankruptcy court's order dismissing with prejudice their adversary proceeding against Appellant Wells Fargo Bank, N.A.
I. BACKGROUND
The following factual background is derived largely from the statement of facts as recited by the United States Bankruptcy Appellate Panel of the Ninth Circuit ("BAP") in...
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