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DWOSKIN v. BANK OF AMERICA, N.A.

No. Civ. CCB-11-1109.

850 F.Supp.2d 557 (2012)

Matthew DWOSKIN & Randi Dwoskin, v. BANK OF AMERICA, N.A.

United States District Court, D. Maryland.

March 26, 2012.

Attorney(s) appearing for the Case

Richard D. Heideman , Tracy Reichman Kalik , Heideman Nudelman and Kalik PC, Donald Melvin Temple , Temple Law Offices, Washington, DC, for Matthew Dwoskin & Randi Dwoskin.

Angela H. Zimmern , Brian P. Troutman , McGuirewoods LLP, Charlotte, NC, Sung B. Yhim , McGuirewoods LLP, Baltimore, MD, for Bank of America, N.A.

MEMORANDUM

CATHERINE C. BLAKE, J.

Plaintiffs Matthew Dwoskin and Randi Dwoskin are homeowners who obtained a "no fee" fixed-rate mortgage through Bank of America, N.A. (the "Bank"). The Dwoskins allege that despite the Bank's representations that the mortgage was "no fee," the Bank took out lender-paid mortgage insurance on the loan and failed to tell the Dwoskins that it did so, making them unable to refinance the loan on more favorable terms at...

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