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JAMES v. RECONTRUST CO.

Case No. 3:11-cv-00324-ST.

845 F.Supp.2d 1145 (2012)

Douglas A. JAMES and Eileen M. James, Husband and Wife, Plaintiffs, v. RECONTRUST COMPANY, an unknown Entity Operating in the State of Oregon, BAC Home Loan Servicing Limited Partnership, a Texas Limited Partnership, Mortgage Electronic Registration System, Inc., a Delaware Corporation, Northwest Mortgage Group, Inc. an Oregon Corporation, Defendants.

United States District Court, D. Oregon, Portland Division.

February 29, 2012.

Attorney(s) appearing for the Case

Terry Scannell , Law Office of Terry Scannell, Portland, OR, for Plaintiffs.

Megan E. Smith , Pilar C. French , Lane Powell PC, Portland, OR, for Defendants.

Robert J. Pratte , Fulbright & Jaworski LLP, Minneapolis, MN, for Defendant, Mortgage Electronic Registration System, Inc.

OPINION AND ORDER

SIMON, District Judge.

I. INTRODUCTION

In the summer of 2007, Plaintiffs Douglas A. James and Eileen M. James ("Plaintiffs") obtained a loan, secured by a trust deed, to purchase their home in Clackamas County, Oregon. When Plaintiffs defaulted on their loan three years later, Defendants ReconTrust Company ("RTC"), BAC Home Loan Servicing L.P. ("BACHLS"), and Mortgage Electronic Registration System, Inc. ("MERS") began the non...

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